You get paid and feel rich.
Two weeks later you're confused. You didn't overspend on anything obvious. The money just disappeared. budwyse shows you exactly where it went, in real time, from day one of every cycle.
Why choose budwyse
The problem isn't willpower.
It's the wrong tool.
Monthly budgets don't match how you live.
Your money doesn't run on the 1st of every month. It runs on payday. Budgeting from an arbitrary calendar date guarantees you'll always feel behind. We fix the starting line.
Tracking is useless after the fact.
Most apps tell you what you spent. budwyse tells you what you have left and whether you're on track, before the damage is done. Awareness when it can still change your decision.
Financial stress is a daily thing.
Not knowing where you stand is exhausting. One glance at budwyse and you know your balance for this cycle, your spend rate, and whether you're safe. Clarity every single day.
No ads. Not now, not ever.
Your budgeting app should work for you, not advertisers. budwyse has no ads, no promoted financial products, no upsells. We make money from subscriptions. That's it.
Features
Built around how you
actually live.
Every feature exists because the problem was real first.
The app
Designed to be glanced at,
not studied.
Every screen answers one question: where do you stand right now?
How it works
Open the app, log your payday,
start budgeting.
No automation assumptions. You control every cycle.
Pricing
Simple pricing. No surprises.
Start free and upgrade when you're ready. No trial periods, no hidden charges.
Free
$0/ month
Everything you need to start budgeting by the cycle.
- Cycle-based budgeting
- Manual expense logging
- Budget splits across categories
- Spend alerts
- Subscription tracker
- Cycle history
No ads. Not now, not ever. We make money from subscriptions only.
FAQ
Questions we already
know you have.
A cycle-based budget resets on your payday instead of the 1st of the month. Most people get paid on a specific date the 25th, the last Friday, bi-weekly. budwyse treats that date as your financial new year. Every time you log your income, your budget and spend tracking reset fresh so you always know exactly where you stand in the current cycle.
budwyse uses secure open banking to read your transactions. The connection is read-only we can see your transactions but we cannot move money, make payments, or change anything on your account. Your credentials are never stored by budwyse.
Yes. budwyse is built offline-first your data is stored locally on your device by default. The app uses biometric authentication and PIN protection. Any data synced to the cloud is encrypted in transit and at rest. We do not sell your data to third parties.
We are expanding our supported banks as we move toward launch. If your bank is not supported at launch, you can still use budwyse by manually logging transactions. We will update the supported list publicly before the app goes live.
budwyse has a free tier with core budgeting features cycle budgets, expense tracking, spend alerts, and history. A premium tier unlocks bank connection, automated transaction sync, and advanced analytics.
budwyse is available on both app store and play store.
Yes. The entire app is built around your specific payday date not a calendar month. You set when you get paid, and every budget cycle, every alert, and every summary is anchored to that date.
budwyse is available on iOS and Android at launch. Both apps are developed simultaneously so there will be no gap between platform releases.